A growing number of states have added Spanish-language insurance licensing exams in the major lines of authority (Life, Health, Property, Casualty, Personal Lines) to better serve the growing number of Spanish-speaking consumers in the United States. The Census Bureau estimates there were 65.2 million Hispanics in the U.S. as of July 2023, a new high. They made up more than 19% of the nation’s population. As of 2024, 22 states offer licensing exams in Spanish.
While a significant portion of the Hispanic community is bilingual, a considerable number primarily speak Spanish. This presents a barrier to accessing insurance products and services.
Statistics show that Hispanic Americans are underinsured compared to other racial and ethnic groups, highlighting the need for greater accessibility.
A lack of awareness due to insufficient availability of Spanish-language information may play a large role in keeping Spanish-dominant individuals from getting life insurance. LIMRA cites the following barriers and misconceptions:
Read more from LIMRA: Securing Hispanics’ Financial Security Through Life Insurance
It is essential that the Hispanic population has access to insurance. Conning Research predicts there will be more than 30 million new Hispanic drivers hitting the roads through 2050, and the National Association of Hispanic Real Estate Professionals predicts they will be the largest group of homebuyers in the country by 2030.
While much of the Hispanic community in the United States are on the bilingual spectrum, it is important to make Spanish available to this audience. According to the SXM Media Bilingual Study, 29% of surveyed Hispanic people speak Spanish only, 54% are on the bilingual spectrum, and 17% speak only English.
Now is the time for the industry to build trust with this community to help them make informed financial decisions, encourage confidence in their coverage, and ensure their loved ones are protected.
One step the insurance industry has been taking in a growing number of states, offering the State Licensing Exams in Spanish for all major lines of authority.
Insurance Licensing Exams are available in Spanish in the following states:
Learn more about the specific requirements and offerings in your state. Find your state on our State Insurance Prelicensing Requirements page. Or Register Now for your prelicensing exam prep.
In the states that offer testing in Spanish, ExamFX offers Spanish courses in the corresponding lines of authority for Life, Health, and Life and Health.
Learn more about our Life, Health, and Life and Health courses.
Users can toggle in and out of Spanish Mode at any point in the course, making all written study materials available in Spanish.
Are you taking the licensing exam in English, but more comfortable learning in Spanish? Do you learn best by highlighting text and making notes on the page? These Study Guides are for you.
Now available for Life, Health, and Life and Health lines of authority, our new printed Spanish-language Study Guides translate the most important exam topics to help build a solid foundation of knowledge to prepare for your licensing exam. Improve retention by reinforcing the concepts you learn in your online course with Spanish explanations.
To purchase a Spanish Study Guide, you must purchase an ExamFX course. This resource is available to any learner, even in states that do not offer testing in Spanish. Some organization-specific discounts are available, ask your manager or reach out to ExamFX Customer Support for more information.
State-specific Spanish Study Guides are available in states that offer licensing exams in Spanish.
Learn more about our Life, Health, and Life and Health courses, or Register Now for your prelicensing exam prep.