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Property and Casualty Insurance License and Career Outlook

November 22, 2023
Couple with realtor signing mortgage contract


A Property and Casualty License offers a pathway to a rewarding professional career in insurance.


What Can You Do With a Property and Casualty License?

A property and casualty insurance license authorizes you to sell insurance products to clients, providing them with coverage for their homes, automobiles, and businesses. These policies ensure financial security in the case of unexpected property losses or liability claims.

Property and Casualty Insurance Career

Working in the insurance industry can be a rewarding career with plenty of opportunities. As an insurance producer, you help clients find the right coverages to meet their needs, offering protection against life’s uncertainties.

Property and Casualty Insurance Producer Compensation

The compensation for a property and casualty insurance producer can vary depending on factors such as experience, carrier, and the volume of business. Many carriers offer a starting salary to help newly licensed producers get established. After that, compensation consists of commissions paid on new and renewal business.

How to Get a Property and Casualty License

The process for earning a property and casualty producer license usually involves taking a prelicensing course and successfully passing the state licensing exam. Each state has its own set of requirements, so it’s important to research information specific to your state.

We have a complete list of requirements for all 50 states and the District of Columbia on our website.

Property and Casualty Insurance Exam

The state property and casualty insurance exam tests basic knowledge of personal and commercial insurance to ensure those entering the industry have a thorough understanding of the products and services they will be providing. For more detailed information on the exam and its contents, you can refer to our online resource here.

How Many Questions are on the Property and Casualty Insurance Exam?

Just like requirements for licensing differ between states, the composition and scoring of the property and casualty exam differs from state to state. On average, you can expect around 150 questions on your exam. We provide state-specific exam information on our website here.

ExamFX Property and Casualty Insurance License Exam Preparation

Investing in comprehensive exam prep resources can make a big difference in your success on the exam.


ExamFX offers training that is tailored to the exam content outline for each state and is designed to reinforce your understanding and retention of insurance concepts and regulations. We are committed to making sure that you’re well prepared to pass on exam day. ExamFX offers a variety of packages that fit your needs and study preferences.


See our property and casualty exam prep training course package here.