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How to Study for the Life and Health Insurance Exam

October 06, 2023

In order to begin your career as a Life and Health insurance producer, you will need to pass the required state licensing exam. With the right preparation and a focused study plan, most candidates pass this exam on their first try.


ExamFX is the industry leading insurance and securities training provider. We have been helping insurance professionals pass the Life and Health exam for over 25 years. Keep reading to find our best tips for preparing and passing this important exam.


Tips on Studying for the Life and Health Insurance Exam

1. Know Your State’s Insurance License Requirements

Insurance licensing requirements are determined by individual states. Since requirements vary greatly by state it is important that you know your state-specific rules.


Visit our State Insurance Prelicensing Requirements Page to find your state-specific information.

2. Stick to a Timeline

ExamFX recommends studying for a minimum of 40-hours to prepare appropriately for your Life and Health exam. Keep yourself disciplined by starting early and setting up a study schedule. ExamFX courses provide a Virtual Study Calendar that allows candidates to create a personalized study plan. With our exam prep platform, you will be able to set your schedule and reach your goals with a minimum amount of stress.


Learn more by taking our interactive program tour.

3. Practice Exams Are Very Helpful

One of the best ways to prepare for the Life and Health exam is by taking practice exams. Our Life and Health practice exams provide you with an accurate assessment of ‘exam readiness’ and will help identify your strengths and weaknesses.


ExamFX practice exams simulate the state exam experience – all to ensure you feel confident on exam day.


Along with practice exams, we also offer a Life and Health exam study guide, flash cards, and a tip sheet.

4. Frequent Study Breaks Are Good

Researchers have found the best way to study is in relativity short blocks of time. Shorter blocks of focused study will help improve comprehension and increase long-term retention of the material. Take frequent breaks: a walk, a snack, or something to take your mind off the books.


Studying for an exam can be stressful. Don’t fall victim to ‘burnout’ - it could put your hard work in jeopardy. ExamFX courses are self-paced, allowing candidates to study at times that work best for them.

5. Schedule Your Exam

Your exam will be administered by one of the three national testing centers, Prometric, PSI, or Pearson VUE. Visit the state prelicensing requirement page to find your state’s testing provider and become familiar with testing policies and procedures. Schedule your exam early for the best selection of times and locations.

6. Prepare with a Top-Quality, Exam Prep Course

ExamFX has helped millions of insurance professionals pass licensing exams - and we are ready to help you!


Our interactive learning platform features video learning as well as live online instruction. With our vast Life and Health exam prep product offering, we provide study options that accommodate every learning preference and budget.


Learn more about the difficulty of the Life and Health insurance exam here.

Ready to Enroll?

We make it easy! If you are ready to enroll and reach your professional goals, visit our website today.